Refunding an ordinary payment no longer requires opening the full payment
review page. On a client's Billing tab and in the POS register, the refund
dialog is back: pick the amount (partial refunds allowed), choose a reason,
decide which receipt channels to send, and confirm once.

Every protection stays in place behind the scenes — the same checks the review
page runs, including payer verification, refund limits, and second-approver
rules. If a refund is over your approval limit, the dialog tells you it has
been queued for a second approver instead of failing. Payments that cannot
safely move money show the reason inside the same dialog; staff are no longer
sent into a separate refund workflow.

The Billing tab's refund history also gained quick recovery actions: when a
mistaken refund can still be stopped, a "Cancel refund" button appears; once
money has already gone back to the client's card, "Send repayment link" creates
the consent-based link — the client always approves the repayment themselves.